At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


Enhanced Annuities

Enhanced Annuities

An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.

Income Drawdown

Income Drawdown

Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.

Your Retirement options

Your Retirement options

On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

Pensions

There has been an explosion in demand for final salary transfers since April 2015. Ceri Jones look at market trends in transfer rates and processes, asking if their popularity will wane as rules tighten.
A group which has campaigned for 45,000 Norfolk women affected by state pension age changes have welcomed a move to put pressure on the government over the issue.
Peter Brand, pictured, fell foul of the confusing state pension top-ups system - he was left nearly £2,500 out of pocket for over half a year before discovering his mistake 'by chance'.
Teachers have demanded that the Government upgrade pension arrangements for public servants recruited since 2013, who were placed in a new, less favourable pension scheme than their predecessors.
Peter Brand, pictured, fell foul of the confusing state pension top-ups system - he was left nearly £2,500 out of pocket for over half a year before discovering his mistake 'by chance'.